Legal

Business Continuity

Templum Markets, LLC has developed a Business Continuity Plan on how we will respond to events that significantly disrupt our business. Since the timing and impact of disasters and disruptions is unpredictable, we will have to be flexible in responding to actual events as they occur. With that in mind, we are providing you with this information on our business continuity plan.

Our plan considers a number of scenarios including disruption to a single building, or a city-wide or regional business disruption. Many of our functions and systems are dependent upon the companies we do business with. The companies have indicated that in the event of a significant business disruption, it may relocate technology and operational personnel to pre-assigned alternate regional facilities and switch technology data processing to an alternate regional data center. Their redundant data centers and alternate processing facilities will help minimize interruptions to our services.

Contacting Us

If after a significant business disruption you cannot contact us as you usually do at info@templuminc.com, you should call our cellular phone numbers.

Our Business Continuity Plan

We plan to quickly recover and resume business operations after a significant business disruption and respond by safeguarding our employees and property, making a financial and operational assessment, protecting the firm’s books and records, and allowing our customers to transact business. In short, our business continuity plan is designed to permit our firm to resume operations as quickly as possible, given the scope and severity of the significant business disruption.

Our Business Continuity Plan Addresses

Data backup and recovery; all mission critical systems; financial and operational assessments; alternative communications with customers, employees, and regulators; alternate physical location of employees; critical supplier, contractor, bank and counter-party impact and regulatory reporting if we are unable to continue our business. While every emergency situation poses unique problems based on external factors, such as time of day and the severity of the disruption; our objective is to restore our operations and be able to complete existing transactions and accept new transactions within a reasonable time period.

Varying Disruptions

Significant business disruptions can vary in their scope, such as only our firm, a single building or unit housing our firm, the business district where our firm is located, the city where we are located, or the whole region. Within each of these areas, the severity of the disruption can also vary from minimal to severe. In a disruption to only our firm or a building housing our firm, we will transfer our operations to a local site when needed and expect to recover and resume business within a few hours. In a disruption affecting our business district, city, or region, we will transfer our operations to a site outside of the affected area, and recover and resume business within a day. In either situation, we plan to continue in business, transfer operations to our clearing firm if necessary, and notify you through our email system, how to contact us. If the significant business disruption is so severe that it prevents us from remaining in business, we will assure our customer’s prompt access to their funds and securities.

For More Information

If you have questions about our business continuity planning or would like a copy of the complete Business Continuity Plan for Templum Markets LLC, please contact us directly at info@templuminc.com.

Privacy Policy

Last Modified June 4th 2018

Templum Markets LLC (“templum,” “the Platform”, “us”, “we”, and “our”) respects your privacy and is committed to keeping the information you share with us safe and secure. We have prepared this policy to explain how we collect and secure the information you share with us. This Privacy Policy is incorporated into, and is part of, our User Agreement which governs your access to the templum platform, templum websites, and the services provided by said platform (collectively, the “Services”), unless you have entered into a separate written agreement with templum. If you have entered into a separate written agreement with templum, that separate written agreement shall control, only those terms within this Privacy Policy that do not conflict with said separate written agreement shall apply. Unless otherwise defined herein, capitalized terms shall have the meaning assigned to such terms in the User Agreement. If you have any questions regarding this Privacy Policy please contact us at info@templuminc.com.

WHAT INFORMATION DOES THE PLATFORM COLLECT?

Personal Information:
The Platform collects certain information you elect to share when creating an account on the Platform, which may include your name, address, email address, telephone number, as well as certain information that may be included within government issued IDs, W2s, and tax returns.Collection of Personal Information by

Third Parties:
Some portion of our Services may redirect you to third party websites and services that we do not operate. The privacy practices of these websites and services will be governed by their own policies. We make no representation or warranty as to the privacy policies of any third parties, including the providers of third party applications. If you are submitting information to any such third party through our Services, you should review and understand that party’s applicable policies, including their privacy policy, before providing your information to the third party.

Aggregate Information:
Aggregate Information is information that does not identify you. Aggregate Information may be collected when you interact with our Services, independent of any information you voluntarily enter. Additionally, we may use one or more processes to de-identify information that contains Personal Information, such that only Aggregate Information remains. We may collect, use, store, and transfer Aggregate Information without restriction.When you use our Services some information is automatically collected. Such information could include your operating system, IP address, general statistics about your activities on the Platform’s website, the site from which you linked to us (“referring page”), the name of the website you choose to visit immediately after ours (called the “exit page”), information about other websites you have recently visited, browser (software used to browse the internet) type and language, device identifier numbers, your site activity, and the time and date of your visit. Although we do our best to honor the privacy preferences of our visitors, we are not able to respond to Do Not Track signals from your browser at this time.Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your web browser to help us identify you when you come to our Services. You have choices with respect to cookies. By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set, or to reject all cookies. If you choose to reject all cookies you may be unable to use those aspects of our Services that require registration in order to participate. You can learn more about cookies and how they work at www.allaboutcookies.org. You can always disable cookies through your browser settings. Doing so, however, may disable certain features on our Services. You can opt-out from third party cookies that are used for advertising purposes on the NAI website at http://www.networkadvertising.org/managing/opt_out.asp.

We may use third parties, such as Google Analytics or other analytics providers, to analyze traffic to our Services. Google Analytics does not create individual profiles for visitors and only collects aggregate data. To disable Google Analytics, please download the browser add-on for the deactivation of Google Analytics provided by Google at http://tools.google.com/dlpage/gaoptout?hl=en.

To learn more about privacy and Google Analytics, please consult the Google Analytics overview provided by Google at http://www.google.com/intl/en/analytics/privacyoverview.html.

You may find additional information about Google Analytics at http://www.google.com/policies/privacy/partners/.

You have the option to opt out of Google’s use of cookies by changing your settings through Google Ad Settings via the Google advertising opt-out page at http://www.google.com/policies/technologies/ads.
We may also use cookies, pixels, beacons, or other web tracking technologies to track the amount of time spent on our Services and whether or not certain content, such as a video was viewed. We may work with a third party to collect and process this information for us, based on our instructions and in compliance with this Policy.

WHY DOES THE PLATFORM COLLECT THIS INFORMATION?

The platform collects the information you share with us on our website and when using our services for the following purposes:

Personal Information:
The Platform uses the Personal Information you share with it to provide the Services, to activate and maintain the Platform accounts, to answer your questions and respond to your comments, and to share information about current and future offerings and insights with you.

Aggregate Information:
The Platform may use Aggregate Information to improve the performance of the Platform, the website, your experience on the site, and otherwise as deemed appropriate by templum.

SHARING OF PERSONAL INFORMATION WITH THIRD PARTIES

We will not sell or rent the Personal Information you share with it to unaffiliated third parties for by the third party without your express written permission.

We may transfer Personal Information to third parties for the purpose of providing the Services. We may disclose Personal Information to our affiliates or third party service providers to provide you with the Services. For example, we may transfer your Personal Information to third party service providers to (i) assist with providing the Services; (ii) communicate with you about current or future offerings. These third party service providers are not authorized to retain, share, store or use the Personal Information for any purposes other than to provide the services they have been hired to provide.

We may also elect to transfer your Personal Information to third parties under special circumstances to: (i) to comply with a legal requirement, judicial proceeding, court order, or legal process served on Us; (ii) to investigate a possible crime, such as fraud or identity theft; (iii) in connection with the sale, purchase, merger, reorganization, liquidation or dissolution of templum; (iv) when we believe it is necessary to protect the rights, property, or safety of templum or other persons, or (v) as otherwise required or permitted by law, including any contractual obligations of templum.

CAN I ACCESS MY PERSONAL INFORMATION?

You can confirm, change or update the Personal Information you share with the Platform by logging into your account, or you can ask the Platform for help with changing or updating your information by contacting it at info@templuminc.com.

CAN I DELETE THE INFORMATION I HAVE SHARED WITH THE PLATFORM?

You may not delete a Platform account; however, you may delete specific user profiles tied to your Platform account. We will continue storing user information in our archives as long as required to do so under any applicable laws.

CAN I CHOOSE TO STOP RECEIVING COMMUNICATIONS FROM THE PLATFORM?

The Platform may send you messages, including by email, about innovative products, and investment opportunities.You can choose whether or not you receive messages from the Platform by visiting the Platform settings page, and selecting the appropriate check box. Also, each message we send you includes instructions for opting-out of receiving further messages. Just follow the instructions on the bottom of the message, and you will no longer receive such messages unless you expressly give us permission to do so.

CAN CHILDREN USE THE PLATFORM’S WEBSITE?

No. Our website, and our services are not directed at children under 18, and we do not knowingly collect Personal Information from children under 18. The Platform does not permit children under the age of 18 to register, or to create accounts. If you are the parent or guardian of a child under 18, and you believe he or she has shared personal information with the Platform, please contact us at info@templuminc.com and ask that the information been removed from the Platform’s services and servers.

HOW DOES THE PLATFORM PROTECT THE INFORMATION I SHARE WITH IT?

The Platform takes the security of your information seriously, and has implemented reasonable technical, administrative, and physical safeguards to keep your information secure. Despite these safeguards and our reasonable efforts to secure your information, the Platform cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat its security, and improperly collect, access, steal, or modify your personal information.

WILL THIS PRIVACY POLICY CHANGE?

The Platform may update this privacy policy to reflect changes to its website and its information practices. If it makes any material changes, the Platform will notify you by sending you an email, and by posting a notice on the Platform’s website with a link to its revised policy. The Platform also encourages you to periodically visit this page for the latest information on the Platform’s privacy practices.

HOW DO I CONTACT TEMPLUM?

If you have questions about this policy, or the Platform’s information privacy and security practices generally, please email info@templuminc.com.

Important Legal Disclosures

The Templum website is not intended to provide legal, tax, investment or financial advice. The information contained herein is provided for informational and educational purposes only.

Regulatory Disclosures

None of the information displayed on or downloadable from, nor any of the applications and services available via the Templum website represent an offer to buy or sell, or the solicitation of an offer to buy or sell any security, nor does it constitute an offer to provide investment advice or service.

Investing in private, unregistered securities is speculative and involves a high degree of risk. You must be prepared to withstand a total loss of your investment. You are strongly encouraged to complete your own independent due diligence before investing in private, unregistered securities, including obtaining additional information, opinions, financial projections, and legal or other investment advice.

Investments in private, unregistered securities, including private funds and other private placement offerings, are not for everyone and entail risks that differ from more traditional investments. When considering such investments, you should consider the fact that some products may utilize leverage and other speculative investment practices that may increase the risk of investment loss and be illiquid, are not required to provide periodic disclosures, pricing or valuation information to investors, may involve complex tax structures, and are not subject to the same regulatory requirements as publicly registered securities.

Investing in private, unregistered securities is not suitable for all investors. An investment in private, unregistered securities is highly speculative and involves a high degree of risk and should only be considered as a long-term investment. Private, unregistered securities are also highly illiquid and there is no guarantee that a market will develop for such securities, including on the Templum Markets’, LLC Alternative Trading System. Accordingly, investing in private, unregistered securities is appropriate only for those investors who can tolerate a high degree of risk and do not require a liquid investment.

Templum Markets, LLC is not: (a) a registered exchange under the Securities Exchange Act of 1934; (b) a registered investment advisor under the Investment Advisers Act of 1940; or (c) a financial or tax planner, and does not offer legal, financial, investment or tax advice to any user of Templum’s website. The info provided on this site or in any communication containing a link to this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Templum or its affiliates to any registration requirement within such jurisdiction or country.

Disclaimer of Warranty and Limitation of Liability

The information on this site is provided "AS IS". Templum does not warrant the accuracy of the materials provided herein, either expressly or implied, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Templum will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Although the information provided to you on this site is obtained or compiled from sources, we believe to be reliable, Templum cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither Templum, nor any of its affiliates, directors, officers or employees, nor any third-party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Templum or of any vendor providing software or services support. In no event will Templum, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if Templum or any other party have been advised of the possibility thereof.

Templum is under no any obligation to update or correct any information provided on this website. Statements and opinions are subject to change without notice. No content on this website is intended to provide tax or legal advice. You are advised to seek advice on these matters from separately retained professionals.

Copyright or Other Notices

If you download any information or software from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

Use of Links

Should the viewer leave this site via a link contained herein, and view content that is not provided by Templum, the viewer does so at its own risk. The content to which you link will not have been developed, checked for accuracy or otherwise reviewed by Templum. Templum is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. Templum makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

Forward Looking Statements

Statements and opinions throughout this website that are not historical facts are “forward-looking statements” that involve risks and uncertainties. “Forward-looking statements,” as it is defined under Section 27A of the Securities Act of 1933, Section 21-B of the Securities Exchange Act of 1934, and the Private Securities Litigation Act of 1995 include words such as “opportunities,” “trends,” “potential,” “possible,” “estimates,” “may,” “will,” “could,” “should,” “anticipates,” “expects,” or any synonymous language. Such forward-looking statements are subject to a number of both known and unknown risks and uncertainties outside the control of Templum and its affiliates that could cause actual results to materially differ from those anticipated or projected. You agree to carefully evaluate such forward-looking statements found on this website and not place undue reliance upon any such statements.

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By visiting or using Templum’s website or the information, tools, features or functionality provided on it, you are consenting to Templum’s Terms of Use and Privacy Policy. All technology and securities-related services are subject to standard Terms and Conditions applicable to each service.

© 2019 Templum, Inc. All Rights Reserved.

Templum, Inc. Social Media Policy

Templum, Inc. and its affiliates maintain a presence on third-party social media sites including Twitter, LinkedIn, and YouTube. 

Please note that Templum, Inc. and its affiliates (collectively, "Templum") are not affiliated with Twitter, LinkedIn, or YouTube and have no control over how these and other third-party sites use the information you share with them. If you participate in these or other social networking sites, you should be familiar with their respective privacy/security policies, be knowledgeable about how account settings work, and be aware of how user information can be displayed and used throughout such sites.

The material appearing herein is for informational purposes only and not for the purpose of providing any form of advice – investment, legal or other. Although reasonable efforts are made to ensure that the material appearing herein is correct and reasonably timely, accuracy and timeliness are not guaranteed. We make no representations or warranties as to the accuracy and timeliness of the material and assume no responsibility for the consequences of its use. Your use of this information is at your own risk.  We shall not be liable for any direct, indirect, incidental, consequential, or other damages, or losses of any kind, which may arise from access to or the use of any information, images, or sound appearing herein or derived therefrom.

Templum social media channels may follow another user, share or provide hyperlinks to third-party content and sites, and/or "like/favorite" third-party content. Doing so is intended to provide additional perspective and should not be construed as an approval or endorsement of any services, products, guidance, individuals, or points of view outside of those offered by Templum. We make no representation concerning the quality, accuracy, suitability, or safety of the content of such sites. All content distributed through Templum's social media channels is intended for U.S. residents only.

Whenever a third-party posts content to our social media channels, this information remains the responsibility of the party submitting the content and does not represent Templum’s viewpoints or serve as an indication or guarantee of future results. Content posted on Templum's social media channels should not be considered a recommendation or personalized advice. Where specific advice is necessary or appropriate, individuals should consult with a qualified tax advisor, legal advisor, CPA, Financial Planner, or Investment Manager pertaining to their individual situations. Posts by others that describe opinions, views, or experiences may not be representative or indicative of another's personal experience. Members and connections that have a business relationship with Templum or have other beneficial interest in commenting should be aware that they may have obligations to disclose that relationship or interest in their posts. Finally, Templum reserves the right to remove comments received from third-parties based on our established criteria.

Please note that due to our regulatory requirements for communications guidelines on social media platforms, you may not receive replies to comments or questions posted in such forums.

Securities offered by and through Templum Markets, LLC (Member FINRA and SIPC), a wholly owned subsidiary of Templum, Inc.

© 2019 Templum, Inc. All Rights Reserved.