Search Results

Being a part of the fintech industry requires organizations to constantly strive to gain a competitive edge by delivering innovative solutions at an unprecedented pace. The need for speed and agility has led to the emergence of a new concept in IT operations – NoOps. NoOps is short for no operations, which is a culture and methodology that emphasizes FinTech innovation - automation and continuous delivery to eliminate operational tasks and enable seamless software delivery. It's a mindset that embraces the idea that traditional operations, such as manual provisioning, configuration and maintenance, can be automated to free up IT teams, allowing them to focus on more strategic initiatives. The core principles of NoOps align with the demanding requirements of the fintech industry because it advocates for: Automating repetitive and time-consuming tasks, such as infrastructure provisioning, configuration and deployment to reduce errors and improve efficiency. Enabling continuous delivery of software updates to ensure rapid iteration and responsiveness to market demands. Empowering developers to provision and manage their own infrastructure resources, fostering a culture of ownership and accountability. Implementing comprehensive monitoring systems to proactively identify and address potential issues before they impact customers. The adoption of NoOps brings a multitude of benefits, including: Faster release cycles and reduced time to market, enabling companies to capitalize on emerging opportunities and stay ahead of thec ompetition. Automated testing and continuous monitoring ensure software quality and reliability, minimizing downtime and enhancing customer satisfaction. Reduced costs as automation and self-service reduce manual intervention and optimize resource utilization, leading to significant cost savings. Breaking down silos between development and operations, fosters a culture of collaboration and shared responsibility, improving overall team performance. Successfully implementing NoOps requires a comprehensive approach that includes: Fostering a culture of automation, continuous delivery and self-service, with a focus on collaboration and shared responsibility. Adopting automation tools, continuous integration/continuous delivery (CI/CD) pipelines and infrastructure as code(IaC) to automate and streamline IT processes. Providing comprehensive training and education to equipIT teams with the skills and knowledge required to implement and manage NoOps practices effectively. NoOps takes DevOps a step further, as it aims to eliminate the need for operations teams by fully automating infrastructure management. DevOps, on the other hand, promotes collaboration between developers and operations to automate tasks and accelerate delivery. Both strive for faster deployments and improved developer experience, but NoOps requires advanced automation tools. As we move forward, NoOps will play an increasingly important role for organizations to achieve the agility, efficiency and innovation required to succeed. With the continuous development of new automation tools, cloud-based infrastructure and AI-powered solutions,NoOps will further empower companies to deliver exceptional customer experiences and redefine the future of finance.

May 3, 2021 - SAN FRANCISCO, CA - Mythic Markets, an investing platform and community for pop culture fans, is excited to announce that it now supports trading capabilities on its platform for investors. Mythic Markets' collection includes vintage comics, trading cards, fantasy art, video games, and memorabilia. As part of this strategic initiative, Mythic Markets chose SEC Registered Transfer Agent Vertalo of Austin, TX and FINRA  Registered Broker Dealer Templum Markets LLC of New York to, respectively, assist in managing the digital ledger and create a frictionless trading solution for Mythic to its investor clients. Mythic Markets is currently offering All-Star Comics #8  (Wonder Woman's debut) at $37 per share, the original  Metroid  video game at $25 per share, and Magic: The Gathering 's Benalish Hero  original art for $35 per share, with previously sold collectibles including Amazing Fantasy #15  (Spider-Man's first appearance) and Magic: The Gathering's   Alpha Black Lotus card. Previously, Mythic Markets simply allowed buyers to purchase fractional ownership or shares of these valuable collectibles with the hope that they will one day be sold for a profit. Alternative assets like collectibles and art have been increasing in popularity for decades. Pop culture collectibles, in particular, have surged in demand since "geekdom" went mainstream. However, opportunities to buy have been prohibitively expensive for most individuals. Now, the Mythic Markets platform will provide the capability for the buying and selling of the ownership interests in the collectible - making the market accessible to fans of all income levels. In order to achieve this type of active marketplace, Mythic Markets has tapped digital transfer agent Vertalo  and Alternative Trading System (ATS) provider Templum . Vertalo provides Mythic Markets with a digital transfer agent and data management platform. Templum and its wholly-owned subsidiary, Templum Markets, provide the trading solutions, including trade matching, order management, risk and surveillance, and market data. The continuous trading model provided by Templum and Vertalo will make the investor experience for Mythic Markets far more interactive. CEO of Mythic Markets, Joe Mahavuthivanij, says, "Trading has been our most requested feature since we debuted back in 2019. We're extremely excited to offer our investors a real-time trading system that brings liquidity, price transparency, and investment access to people all over the country. We have been working with Vertalo and Templum to implement a solution for our clients and they have been instrumental in helping Mythic Markets implement trading of these valuable real world assets without the necessity of physical fulfillment." Dave Hendricks, CEO of Vertalo, explains, "Mythic Markets represents the emerging convergence of real world and digital assets. By offering their clients the opportunity to own a digitized fractional ownership of an iconic collectible, Mythic Markets enables more collectors to participate in a vibrant market for  iconic pop culture assets, while reducing the amount that they have to invest in order to benefit from any potential upside. Vertalo helps Mythic Markets to offer this service without any customer having to know anything about digital assets, tokens, wallets, or other complex technology that might create buyer or seller friction. The Vertalo team is honored to work with pioneers like Joe, Deb, and Tony at Mythic Markets." For more information on Vertalo , visit   www.vertalo.com   or stay updated with Vertalo's communications: Telegram –   https://t.me/vertalotoken Twitter –   https://twitter.com/vertalo_?lang=en Medium –   https://medium.com/@Vertalo LinkedIn –   https://www.linkedin.com/company/vertalo For more information on Mythic Markets , visit https://mythicmarkets.com/   or stay updated with Mythic Markets' communications: Instagram –   https://www.instagram.com/mythic_markets/   Twitter –   https://twitter.com/mythicmarkets   Facebook –   https://www.facebook.com/mythicmarkets For more information on Templum , visit https://www.templuminc.com/   or stay updated with Templum's communications: Twitter - https://twitter.com/TemplumHQ LinkedIn - https://www.linkedin.com/company/templuminc ABOUT VERTALO Launched after their own March 2018 STO, Vertalo is a B2B SaaS company founded to map the gaps between primary and secondary trading of digital securities offerings. As the 'Operating System for Digital Assets', Vertalo is focused on connecting and enabling the digital asset economy, providing an industry-leading cap table and investor onboarding solution that facilitates direct ownership and direct listing of any private asset. In addition to offering direct issuance services to private companies, Vertalo also offers white-label, licensed, and joint venture opportunities to capital advisors, broker-dealers, and investment banks. A subsidiary of SeriesX, Vertalo is headquartered in Austin, TX with offices in New York City and Seoul. Learn more about SeriesX and Vertalo at www.vertalo.io . ABOUT MYTHIC MARKETS Mythic Markets is an investing platform that allows fans to buy, sell and trade equity shares of the alternative assets they love. The company facilitates faster, easier, more flexible investment opportunities for buyers who want to jump into high-end collectibles, including the most prestigious and sought-after comics, trading cards, artwork and video games. This curated set of premium collectibles is fractionalized so investors can have more control over their portfolio, avoiding the overheads and challenges associated with physically holding such items while still reaping the financial benefits. Learn more at https://mythicmarkets.com . ABOUT TEMPLUM Templum Markets is a New York-based broker-dealer and Alternative Trading System (ATS) approved to trade unregistered private securities in 53 U.S. States and Territories, and is a wholly-owned subsidiary of Templum, Inc., a trading technology company. Templum is paving the way for investors to participate in new asset classes through integrated market technologies and API's for primary issuance and secondary trading. Templum's combined solution provides liquidity and distribution in private markets by enabling a continuous trading experience for investors, rather than the manual processes currently in place. In doing so, Templum delivers custom trading solutions to power marketplaces. For more information, please visit www.templuminc.com . MEDIA CONTACT Katie Campisano             Kamp Media Relations for Vertalo katie@kamprelations.com 1.908.247.8678

Templum is delivering a marketplace for private alternatives with high-value opportunities, operational efficiencies, seamless execution, enhanced liquidity, and secondary trading through robust, scalable solutions. J.P. Morgan recently highlighted the immense potential of a "supermarket for alternative assets," likening it to the transformative impact mutual funds had on the investment landscape three decades ago in a report highlighting Schwab’s forthcoming alternative investment platform*.   Schwab’s platform will undoubtedly help shape the future of wealth management, but Templum is already offering the infrastructure that major players such as Schwab aspire to build. With capabilities designed to enhance distribution, facilitate transactions, and lower entry barriers, Templum is leading the charge, delivering a true, one-stop shop marketplace with high-value opportunities, operational efficiencies, seamless execution, enhanced liquidity, and secondary trading through robust, scalable solutions – today, not tomorrow.   Unlocking Access – Today   One of the key takeaways from the J.P. Morgan analysis is the potential for Schwab to open up alternative investments to a broader range of investors, including those outside of institutional settings. Templum has already achieved this, enabling wealth managers to offer a variety of private market opportunities and seamless execution to investors through an efficient, agile platform, making investing in private markets as easy as it is in public markets. Templum is committed to democratizing alternative asset investing. This isn't a future vision – it’s happening now.   Templum’s solutions start with onboarding, including accreditation checks, KYC/AML and data rooms – and continue all the way through investment selection, execution and ongoing reporting – managing the full investment lifecycle on a single platform. Meanwhile, the Templum One private alternatives ecosystem brings select investments to a network of partners that want to offer investors access to the world’s most sought-after private assets. Templum One connects issuers and asset managers to new wealth channels while automating such processes as onboarding, risk management, and capital calls.   Private alternatives are currently highly fragmented across participants with different levels of access, automation and data. This makes investing and trading challenging, with users needing to navigate multiple platforms, data standards and protocols. Templum translates these into dynamic workflows that allow clients to have a single, retail-like user experience – integrated and connected. By seamlessly integrating alternative assets into the broader wealth management ecosystem, Templum is revolutionizing how investors approach private markets.   Schwab’s desire to expand further into the alternatives market is poised to unlock value for its investors, but the operational efficiencies of Templum’s infrastructure solutions are already here. By leveraging cutting-edge technology, RIAs, wealth managers and investment platforms can efficiently increase access to alternative assets not previously available to their investors, while asset managers can reach previously untapped wealth channels. In today’s competitive landscape, Templum is helping firms drive efficiencies, maximize returns, reduce risk and optimize processes.   As Schwab and other traditional financial giants begin to embrace the potential of alternatives, Templum’s early mover advantage stands out. Templum is not just keeping pace with industry changes; it is setting the pace.   Ready to join the future of investing? Reach out to our team at sales@templuminc.com to learn more.     *"Distribution of Alternative Products is a Big Revenue Opportunity for Schwab - A Big Distribution Opportunity for Managers", J.P. Morgan Research

Templum  has been named the winner of a bronze Stevie Award in the Company of the Year – Financial Technology category in the inaugural Stevie Awards for Technology Excellence.   The Stevie Awards for Technology Excellence celebrate the remarkable accomplishments of individuals, teams, and organizations shaping the future of technology across all industry sectors.   More than 600 nominations from organizations of all sizes in 21 nations and territories were submitted this year for consideration in a wide range of tech-related categories, including Company of the Year, Educational or Research Institution of the Year,   Technical Innovation of the Year,   Technology Breakthrough of the Year,   and more in a variety of industry groupings including Advertising, Marketing, and PR, Aerospace Technology, Biotechnology, Business Technology, Healthcare Technology , among others. Templum is a winner in the Company of the Year for Financial Technology category for its work in alternative investments and private markets.   Templum's technology solutions are transforming access, processes, and investment choice in alternative assets and private markets. Through a robust suite of technology and regulatory solutions, Templum is helping usher in the next evolution of capital markets by bringing simple, efficient, infrastructure to alternative assets – from primary through secondary markets.   Judges highlighted Templum’s advances across the value chain, including the Templum One alternative assets and private markets ecosystem; Templum Marketplace Solutions for private issuers and asset managers, and the Templum Applications Suite, which together form the backbone of Templum’s complete suite of digital-first infrastructure solutions.   “Templum is deeply honored to be recognized as Company of the Year in the Financial Technology category in the inaugural Stevie Awards for Technology Excellence,” says Templum CEO, Chris Pallotta. “Alternative investments have the potential to provide higher and uncorrelated returns compared to traditional investments and offer opportunities to invest in assets with significant growth potential. While alternatives have become increasingly common in institutional portfolios, individual investors have had limited access to these assets. By bringing access to alternative assets, individual investors will have the opportunity to review unique and sought-after investments to build portfolios that can have improved returns and diversification.”   “Templum demonstrates impressive innovation in modernizing access to private markets and alternative assets,” said a judge for the category. “Templum’s achievements since 2022, including partnerships with SoFi and Microsoft Azure, showcase significant industry impact. The launch of Templum One and Templum Marketplace Solutions highlight their technological prowess in streamlining complex processes. Templum’s comparison to Shopify's impact on e-commerce effectively illustrates their transformative potential. Overall, Templum presents a compelling case for revolutionizing private market investments through fintech innovation.”   “Templum's goal to provide easier access to alternative assets is admirable,” highlighted another category judge. “This, along with automation of legacy workflows, is a welcome step. The collaboration with SoFi will help scale access for a lot of users. These are all great steps.”   “Using technology to enable access to alternative investment vehicles for more investors is quite impressive. Templum One and Templum Marketplace Solutions, both seem to be pushing the barriers of existing solutions and disrupting the status quo.”   “Great initiative to give people more options to invest in an asset class that has been historically shut off from them,” commented another judge.   More than 100 professionals worldwide participated in the judging process to select this year’s honorees.   “We congratulate all of the winners in the inaugural edition of the Stevie Awards for Technology Excellence for their outstanding performance, and we look forward to celebrating their achievements on September 16,” said Stevies president Maggie Miller.   Winners of the awards, named the Stevies from the Greek word meaning “crowned,” will be recognized during a gala awards dinner on Monday, September 16 at the Marriott Marquis Hotel in New York City.   Details about the Stevie Awards for Technology Excellence and the list of 2024 Stevie winners are available at www.StevieAwards.com .       About Templum   Templum’s scalable infrastructure solutions are transforming access, processes and investment choice in alternative assets, making them as easy to invest in as public markets. Templum operates three core business lines:   Templum One is an innovative global ecosystem for private markets that connects alternative and private market issuers with a growing network of partners who want to offer their end investors access to the world’s most sought-after private assets. Templum Marketplace Solutions enable private issuers and asset managers to automate processes, integrate siloed operations, and accelerate time-to-market. Templum Applications Suite provides essential solutions to optimize back office and operational processes, saving businesses time, money and resources.   Templum Markets LLC., is a wholly owned broker-dealer subsidiary of Templum, Inc., and operates an Alternative Trading System (ATS) approved to trade unregistered private securities in 53 U.S. states and territories. For more information, please visit www.templuminc.com .   About the Stevie Awards Stevie Awards are conferred in nine programs: the Asia-Pacific Stevie Awards, the German Stevie Awards, the Middle East & North Africa Stevie Awards, The American Business Awards®, The International Business Awards®, the Stevie Awards for Great Employers, the Stevie Awards for Women in Business, the Stevie Awards for Technology Excellence and the Stevie Awards for Sales & Customer Service. Stevie Awards competitions receive more than 12,000 entries each year from organizations in more than 70 nations and territories. Honoring organizations of all types and sizes and the people behind them, the Stevies recognize outstanding performances in the workplace worldwide. Learn more about the Stevie Awards at http://www.StevieAwards.com .   Media Contact: Julie Ros, CMO jros@templuminc.com

Private credit has gained significant traction in recent years, especially as traditional banks have scaled back their lending activities. This shift has opened the door for asset managers and specialized funds to step in and provide direct lending solutions to companies. The growing appeal of private credit is partly due to its ability to offer higher yields compared to traditional fixed income investments, which has driven the development of funds specifically structured for lending purposes. As these funds have become more prevalent, they have been able to meet the financing needs of companies that might otherwise struggle to secure funding from conventional sources. Corporations can raise money through various channels, such as issuing bonds or obtaining loans from banks. However, with the current economic climate, the spread between U.S. Treasuries and corporate credit has been widening. This trend is influenced by several factors, including economic uncertainty, interest rate fluctuations, and investor demand for higher yields in a riskier environment. As of mid-2024, the spread between investment-grade corporate bonds and U.S. Treasuries was around 92 basis points (1) , while the spread for high-yield bonds had increased to approximately 359 basis points and is expected to rise to 450-475 basis points by the end of the year. (2)   This widening reflects the higher risk premiums investors are demanding as they seek better compensation for the perceived risk in corporate credit compared to the safer U.S. Treasuries. Private credit refers to debt investments that are not issued or traded on public markets. Instead, these loans are directly negotiated between lenders (often institutional investors, private equity firms, and alternative asset managers) and borrowers, typically small and mid-sized businesses. Private credit can take various forms, including senior secured loans, mezzanine debt, direct lending, distressed debt, and special situations financing.   Key Characteristics   Illiquidity – private credit investments are typically illiquid, meaning they cannot be easily bought or sold on secondary markets. Investors often commit capital for a set period, usually ranging from three to seven years.   Higher Yields – due to the illiquid nature and higher risk profile of private credit, these investments often offer higher yields compared to public bonds or traditional fixed income securities. Customizable Structures – unlike public debt markets, private credit allows for customized loan structures tailored to the specific needs of the borrower and preferences of the lender. This flexibility can lead to more favorable terms for both parties.   Lower Correlation with Public Markets – private credit investments tend to have a lower correlation with public equity and bond markets, providing diversification benefits and potentially reducing overall portfolio volatility.   Types of Private Credit Investments   Private credit encompasses a broad range of debt instruments, each with its own risk-return profile and investment characteristics:   Senior Secured Loans are loans that are backed by collateral, such as the borrower’s assets. These loans have the highest priority in the capital structure, meaning they are paid back first in the event of a default. Senior secured loans are typically considered lower risk within the private credit space but still offer attractive yields compared to public bonds.   Mezzanine Debt is a hybrid form of financing that sits between senior secured debt and equity in a company’s capital structure. It often comes with higher interest rates and may include equity kickers or warrants, providing lenders with an upside potential if the borrower performs well. However, mezzanine debt is riskier than senior secured loans because it is subordinate in the event of default.   Direct Lending involves private lenders providing loans directly to middle-market companies, often to finance growth, acquisitions, or refinancing. Direct lending has become increasingly popular as banks have reduced their lending to smaller companies due to regulatory changes. These loans are typically structured as senior secured loans, offering relatively high yields and strong protections for investors.   Distressed Debt investing involves purchasing the debt of companies that are in financial trouble or have already defaulted. Investors in distressed debt aim to profit from the company’s turnaround or restructuring, often by acquiring the debt at a significant discount. This strategy is high-risk but can offer substantial returns if the company successfully recovers.   Special Situations financing refers to loans provided in unique or complex circumstances, such as financing for corporate restructurings, turnarounds, or recapitalizations. These investments require specialized knowledge and expertise but can offer high returns due to their complexity and risk.   Benefits of Investing in Private Credit   Attractive Risk-Adjusted Returns – Private credit investments typically offer higher yields than traditional fixed income securities, making them attractive to income-focused investors. The ability to negotiate loan terms and the collateralized nature of many private credit deals can also help mitigate risks and enhance returns.   Diversification – Adding private credit to a portfolio can provide diversification benefits, as these investments tend to have low correlations with public equity and bond markets. This can help reduce overall portfolio volatility and enhance stability during periods of market stress.   Customization and Control – Private credit allows for more tailored investment opportunities, with loan structures that can be customized to meet the specific needs of both lenders and borrowers. This flexibility can lead to more favorable terms, such as higher interest rates, better covenants, and enhanced protections.   Potential for Enhanced Security – Many private credit investments are secured by collateral, which can provide an additional layer of protection for investors. In the event of a borrower’s default, the lender may have a claim on the borrower’s assets, reducing potential losses.   Risks and Considerations   While private credit offers numerous benefits, it is not without risks. Investors should carefully consider the following before allocating capital to this asset class:   Illiquidity – Private credit investments are often illiquid, meaning investors must be prepared to commit their capital for an extended period. The lack of a secondary market for these loans can make it difficult to exit positions before maturity.   Credit Risk – The primary risk in private credit is the creditworthiness of the borrower. A default or downgrade in the borrower’s financial health can result in significant losses for the lender. Conducting thorough due diligence and ongoing monitoring is essential to managing this risk.   Market and Economic Conditions – Private credit performance can be influenced by broader market and economic conditions. For example, rising interest rates or a downturn in the economy could increase default rates among borrowers, leading to potential losses.   Complexity and Expertise – Investing in private credit requires specialized knowledge and expertise. The complexity of loan structures, legal considerations, and the need for active management can make it challenging for individual investors to navigate this space without professional guidance.   Regulatory and Legal Risks – Private credit markets are less regulated than public markets, which can increase the risk of fraud, mismanagement, or legal disputes. Investors should be aware of the regulatory environment and ensure they are working with reputable partners.   Private Credit Investing   For those interested in investing in private credit, there are several ways to gain exposure:   Private Credit Funds pool capital from multiple investors to invest in a diversified portfolio of private loans. These funds are managed by professional asset managers with expertise in credit markets. Private credit funds can offer access to a broad range of debt instruments and provide diversification across borrowers, industries, and geographies.   Experienced investors with significant capital and expertise can make direct investments in private credit deals. This approach allows for greater control and the ability to negotiate terms directly with borrowers. However, direct investment also requires more involvement in due diligence, management, and monitoring.   Business Development Companies (BDCs) are publicly traded entities that invest in private companies, often through direct lending or mezzanine financing. BDCs provide a way for individual investors to gain exposure to private credit with the added benefit of liquidity, as shares can be bought and sold on public exchanges.   Some Private Equity firms offer credit-focused funds or strategies that invest in private debt as part of their broader investment mandate. These firms may offer opportunities to invest in specialized credit vehicles or distressed debt strategies.   The Wrap   Investing in private credit offers a unique opportunity to diversify portfolios, achieve higher yields, and gain exposure to the private market. While it comes with certain risks and challenges, the potential rewards can be significant for those who understand the intricacies of this asset class. Whether through private credit funds, direct investments, or publicly traded BDCs, investors have various avenues to explore this growing segment of financial markets.   As with any investment, it’s essential to conduct thorough due diligence, understand the risks involved, and consider your investment objectives and time horizon. For those looking to enhance their fixed income portfolios, private credit may be an attractive option that provides both income and diversification benefits.   Interested in Private Credit investments? Reach out to our team today sales@templuminc.com     1 https://www.schwab.com/learn/story/corporate-bond-outlook 2 https://pitchbook.com/news/articles/2024-us-high-yield-outlook-receding-rates-imminent-maturities-to-spur-dealmaking

SoFi has partnered with Templum to bring investors access to premium private investment opportunities. New York, December 4, 2024 – SoFi, the all-in-one digital personal finance company, and Templum, which operates Templum One, a purpose-built platform for seamlessly accessing and transacting in private alternatives, have gone live with an exclusive set of funds for investors.   The three funds available to SoFi investors with today’s launch include the Cosmos Fund, a special purpose vehicle offering exposure solely to SpaceX, as well as the Pomona Investment Fund and the StepStone Private Markets Fund. The funds are available to investors on SoFi via the Templum One private alternatives ecosystem.   The partnership between SoFi and Templum was first announced in May. The collaboration underscores SoFi and Templum’s shared mission to democratize access to private markets, providing investors with the tools and resources needed to diversify portfolios with alternative assets.   "These exclusive private alternative asset offerings represent a significant milestone in our partnership with SoFi, opening the door for their members to access a growing universe of investment opportunities once beyond reach for most individuals," said Chris Pallotta, CEO and Founder of Templum. "With Templum’s advanced technology, compliance-driven framework, and deep expertise in alternative assets, we’re making some of the most coveted private investments accessible to a new generation of investors. Through Templum One, we offer a diverse and continually expanding selection of sought-after private assets, empowering investors to diversify and enhance their portfolios. Together, we’re transforming access to private markets and shaping the future of investing."   Templum eliminates manual, fragmented processes, delivering a seamless experience that mirrors the simplicity and familiarity of public market investing – making it as effortless to invest in private market opportunities as it is to buy shares of Apple.   Alternative assets have become an essential part of wealth-building strategies, with global alternative assets under management expected to reach $60 trillion by 2032 , up from $16.3 trillion today . Despite this growth, access for individual investors has historically been limited. The partnership between SoFi and Templum marks a significant milestone in closing that gap.   With capabilities designed to enhance distribution, facilitate transactions, and lower entry barriers, Templum is delivering a true, one-stop shop with high-value opportunities, operational efficiencies, seamless execution, enhanced liquidity, and secondary trading through robust, scalable solutions. Templum One connects issuers and asset managers to new wealth channels while automating such processes as onboarding, risk management, and capital calls.   ###   About Templum     Templum’s scalable infrastructure solutions are transforming access, processes and investment choice in alternative assets, making them as easy to invest in as public markets. Templum operates three core business lines: Templum One is an innovative global  ecosystem for private markets that connects alternative and private market issuers with a growing network of partners who want to offer their end investors access to the world’s most sought-after private assets.  Templum Marketplace Solutions enable private issuers and asset managers to automate processes, integrate siloed operations, and accelerate time-to-market.  Templum Applications Suite provides essential solutions to optimize back office and operational processes, saving businesses time, money and resources.   All securities offered by Templum Markets LLC., a wholly owned broker-dealer and Alternative Trading System (ATS) subsidiary of Templum, Inc., which is approved to operate in 53 U.S. states and territories. For more information, please visit  www.templuminc.com .   Investor Contact Templum: sales@templuminc.com      Templum Media Contact Julie Ros, Chief Marketing Officer jros@templuminc.com   About SoFi   About SoFi SoFi (NASDAQ: SOFI) is a member-centric, one-stop shop for digital financial services on a mission to help people achieve financial independence to realize their ambitions. The company’s full suite of financial products and services helps 9.4 million SoFi members borrow, save, spend, invest, and protect their money better by giving them fast access to the tools they need to get their money right, all in one app . SoFi also equips members with the resources they need to get ahead – like credentialed financial planners, exclusive experiences and events, and a thriving community – on their path to financial independence.   SoFi innovates across three business segments: Lending, Financial Services – which includes SoFi Checking and Savings , SoFi Invest , SoFi Credit Card , SoFi Protect , and SoFi Insights – and Technology Platform, which offers the only end-to-end vertically integrated financial technology stack. SoFi Bank, N.A., an affiliate of SoFi, is a nationally chartered bank, regulated by the OCC and FDIC and SoFi is a bank holding company regulated by the Federal Reserve. The company is also the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams. For more information, visit SoFi.com or download our iOS and Android apps.   SoFi Media Contact Meghan Brown PR@sofi.org

Read More Here

Read More Here

Read More Here

Read More Here

In the world of private alternatives, Special Purpose Vehicles (SPVs) offer a flexible and efficient way to structure investments. Whether in private equity, real estate, venture capital, or other alternative investments, SPVs provide a tailored mechanism for investors to participate in specific deals. A Special Purpose Vehicle (SPV) is a legal entity created for a limited purpose, typically to isolate financial risk and protect investors. An SPV can take the form of a corporation, trust, or limited liability company (LLC), with its primary function being to hold assets and facilitate investments in a specific project or venture. SPVs are often used when a company or group of investors want to pursue a particular opportunity without exposing their entire organization or portfolio to potential risks associated with that venture.   SPVs are standalone entities with their own balance sheets, which means their liabilities do not impact the parent company or sponsors who create them. This feature is especially attractive in alternative asset investing, where individual investments can be complex and involve significant financial risks.   How they work   SPVs are typically formed around a single transaction or investment. They pool capital from multiple investors to purchase assets or fund a specific project, such as acquiring a stake in a startup, purchasing real estate, or financing a new venture. Once the investment has been made, the SPV manages the assets on behalf of the investors and distributes any returns accordingly.   Investors in an SPV have a direct interest in the specific deal , rather than the broader portfolio or operations of a larger fund. This gives investors more control and transparency over the exact nature of their investment.   One of the key reasons SPVs are used is to mitigate risk. By creating an SPV, investors and sponsors can ring-fence the liabilities associated with a particular project. This means that if the investment underperforms or incurs losses, only the assets within the SPV are affected, limiting exposure to other investments or the parent company's operations.   SPVs allow for highly customized investment opportunities. Unlike traditional funds, which may have a broad investment strategy, an SPV can focus on a single asset or transaction. This makes SPVs an attractive vehicle for investors who are looking for targeted exposure to specific deals in private equity, real estate, or venture capital.   SPVs have a simplified deal structure. In many cases, large or complex deals require multiple investors to pool resources. An SPV provides a straightforward structure for these investors to participate without having to individually negotiate the terms or handle the administrative burden of managing the investment.   For investors, SPVs provide access to opportunities that might otherwise be out of reach. Since they are often formed to take advantage of specific transactions, SPVs enable investors to participate in high-value or niche opportunities without committing to a broader investment mandate. This is particularly valuable in the alternative asset space, where deal flow can be exclusive or hard to access.   In venture capital and private equity, SPVs are commonly used to bring together a syndicate of investors. A lead investor or sponsor typically organizes the SPV, sets the terms, and manages the investment, while other investors contribute capital. This model allows smaller investors to participate in deals they might not have been able to access independently.   The Wrap   SPVs can be an important means of investing in private markets, offering investors a flexible, risk-managed, and efficient way to participate in unique opportunities. Their ability to provide tailored investments, pooled resources, and risk mitigation makes them attractive options for venture capitalists, private equity firms, real estate investors, and others seeking targeted exposure in private markets.   In an increasingly complex investment landscape, SPVs provide an option for investors looking to participate in the growing world of alternative assets.   Investing in SPVs does carry certain risks that investors should be aware of before committing capital. One of the primary risks is the potential lack of diversification, as SPVs are typically set up to invest in a single asset or a specific set of assets, concentrating exposure and increasing vulnerability to market volatility. Additionally, SPVs often have limited liquidity, meaning investors may find it challenging to exit their position before the asset's maturity or a liquidity event. Regulatory and legal risks can also arise if the SPV’s structure or operations do not comply with local or international laws, potentially leading to losses. Finally, SPVs may carry operational risks, including inadequate governance or oversight, which could impact the management of the underlying assets and ultimately affect returns.   Interested in Special Purpose Vehical (SPV) investments? Reach out to our team today sales@templuminc.com

Unlike traditional private equity (PE) and hedge funds, which are typically structured with fixed terms (usually 7-10 years), evergreen funds offer a perpetual or indefinite investment structure. This flexible approach allows investors to remain invested for the long term without facing forced liquidation at a predetermined date, making evergreen funds an increasingly attractive option for institutional and high-net-worth investors.   Evergreen funds are  open-ended investment vehicles  that allow continuous inflows and outflows of capital, without the fixed timelines or exit deadlines seen in traditional closed-end funds. The key feature of evergreen funds is that they do not have a set expiration date or end of life. Investors can add to or redeem their shares periodically while allowing fund managers to maintain long-term investment strategies.   This structure contrasts with traditional private equity or venture capital funds, which operate with a set fundraising period, an investment phase, and a defined exit or wind-down phase. In evergreen funds, capital is continuously recycled, allowing for reinvestment into the portfolio and compounding of returns over time.   Key Features of Evergreen Funds   Perpetual Life : There is no set expiration date, meaning investors can stay invested for as long as they wish and exit when it suits their needs, often through periodic redemption windows. Liquidity : Evergreen funds often provide more liquidity than closed-end funds, offering investors opportunities to redeem a portion of their investment at regular intervals, such as quarterly or annually, depending on the fund’s rules. Compounding Growth : Reinvesting capital gains and income within the fund allows for long-term compounding returns, similar to how family offices or sovereign wealth funds operate. Flexible Capital Deployment : Fund managers in evergreen funds have greater flexibility in deploying and recycling capital as they are not bound by fixed investment periods. This can lead to better long-term investment opportunities.   Gaining in Popularity   Investors today are looking for ways to escape the volatility of public markets and the constraints of traditional private equity timelines.   According to  PitchBook’s Q3 2024 Analyst Note  on the Evergreen Evolution , the ability to hold investments for the long term aligns well with investors seeking stability and growth without the pressure of fixed-term exits​. Moreover, many evergreen funds focus on asset classes like PE, real estate, and infrastructure, which historically offer higher returns compared to traditional public market investments. This can be particularly appealing given forecasts of lower future returns for equities like the S&P 500 .   Finally, with no forced liquidation, fund managers can better weather economic cycles, allowing for more strategic decision-making and potentially higher returns over time.   Key Differences with Traditional PE   While both evergreen and traditional PE funds invest in private companies or assets, their structures and approaches differ significantly.   Traditional PE funds typically last 7-10 years, after which time investors receive their capital back. Evergreen funds, on the other hand, do not have a termination date.   In a traditional PE fund, capital is returned to investors after each exit or liquidation. In an evergreen fund, that capital is often reinvested into new opportunities, allowing for compounding growth.   Traditional funds are illiquid for most of their life span, while evergreen funds offer periodic liquidity, which can be important for investors who need flexibility in accessing their capital.   Advantages and Disadvantages   Advantages : Liquidity Options : Evergreen funds provide liquidity in a manner that is more accessible than traditional private equity vehicles. Long-Term Growth : The perpetual structure allows for investments to compound over time, potentially leading to higher long-term returns. Less Pressure on Exits : Fund managers are not forced to sell assets prematurely due to fund closure deadlines, enabling more strategic decision-making.   Disadvantages : Complex Fee Structures : Evergreen funds often have complex fee models, which may include both management and performance fees, creating challenges for investors who prefer more straightforward structures. Limited Liquidity : While more liquid than traditional funds, evergreen funds may still impose restrictions, such as quarterly redemptions or lock-up periods, which can be less flexible than public market investments.   Who Should Consider Evergreen Funds? Evergreen funds are best suited for long-term, patient investors such as family offices, institutional investors, and high-net-worth individuals who prioritize growth and capital appreciation but also want the option of periodic liquidity. These investors typically seek exposure to private equity, real estate, infrastructure, or other alternative assets but are not constrained by the need for short-term gains or capital.   For those seeking alternatives to traditional public market investments, especially given the current environment of lower expected returns from public equities, evergreen funds offer an attractive proposition.   As the investment landscape continues to evolve, evergreen funds offer an innovative approach to private markets, combining long-term growth potential with liquidity and flexibility. Their perpetual structure allows for ongoing capital recycling, reinvestment, and compounding returns – making them an increasingly important tool for those seeking alternative investment opportunities.   With projections of modest returns from traditional markets, the rise of evergreen funds represents a powerful alternative for investors looking to diversify their portfolios and achieve superior returns in the years to come.   For more in-depth insights, check out  PitchBook’s Q3 2024 report on the Evergreen evolution   here .   Interested in accessing Evergreen Funds? Reach out to our team today sales@templuminc.com